Our professional staff of counselors have been trained to act as a liaison between you and your creditors. We have developed an extensive rapport with your creditors that allows our office to receive numerous benefits on your behalf.

Our debt management programs are designed to alleviate the burden and unnecessary expense of handling debts on your own. We understand that your finances are a big element of your life, and at times can seem very overwhelming and frustrating. American Debt Resources, Inc wants to ease the burden and allow you to focus your valuable time on other aspects of your life.

As your payment arrives each month our office will promptly distribute the funds to your respective creditors. Unlike other agencies, our office disburses client funds on a daily basis rather than once a month. This is done to avoid unnecessary late fees that may occur by missing creditor due dates. Each month you will continue to receive your monthly statements from your creditors, which will indicate the arrival of your payment as well as the re-adjusted interest rates.

Your financial information will be kept strictly confidential and only your creditors with the proper authorization will be able to access it. The only thing we want you to be concerned with is that you make your monthly payment on time so we can promptly distribute it to your respective creditors.

The benefits extended by your creditors to our office carry interest rates that are usually lower than what a conventional bank offers on their personal and debt consolidation loans. In addition, there is no application process and you are not penalized for pre-paying your debt down at a quicker rate. We have found that many clients, before entering our program, were unable to obtain a loan from a bank because of a high debt- to-income ratio, a derogatory credit report, or not enough equity in their homes. Our program will assist anyone who has the determination to become debt free.