It's who we are.....
The successful implementation and monthly maintenance of a debt management program is a shared responsibility. You want to ensure that the agency you share this responsibility with will support your program professionally and efficiently. Working with a licensed and accredited non profit agency affords you the peace of mind knowing that your accounts and privacy will be closely monitored. We have taken the appropriate steps to maintain and exceed our customer expectations.
Since 2001
Since 2001, American Debt Resources,Inc has been providing consumers with credit and housing counseling. Formed by career professionals within the Credit Counseling Industry, ADR was created to fulfill a vital need of assisting consumers experiencing financial difficulties.
Our primary mission is to educate consumers toward the prevention of excessive and unmanageable debts. Through the creation of a sound budget, participants of ADR’s debt management program learn what their incomes are capable of handling, both in good times and bad. Our clients will learn not to live beyond their means and understand that good credit requires hard work and smart planning.
As a credit counseling agency we have obtained and maintain the following designations and certifications.
- IRS approved 501c3 nonprofit organization
- Certified Credit Counselors(Center for Financial Certifications)
- NCHEC Certified Foreclosure Prevention Counselors (Neighbor Works Center for Homeownership Education and Counseling)
- HUD(Housing and Urban Development) approved Housing Counseling Agency.
- EOUST(Executive Office of the United State Trustees) approved to provide pre bankruptcy counseling.
- HUD approved to provide Reverse Mortgage Counseling. Listed on HUD's HECM(Home Equity Conversion mortgage) roster.
- Accredited through BSI(British Standards Institution) in adherence to the Consumer Credit Counseling Code of Practices according to the ISO 9001:2008 standard.
