- Debt Management Programs(debt consolidation) - Our debt management program will consolidate your unsecured debts into one affordable lower interest payment. You will be able to pay your debts off within a realistic time frame and preserve your credit at the same time.
- Reverse Mortgage Counseling(HECM) - We provide the mandatory HECM counseling to seniors interested in obtaining a reverse mortgage. ADR is a HUD approved housing counseling agency and is listed on HUD's HECM roster as an approved provider of reverse mortgage counseling.
- Bankruptcy Counseling - American Debt Resources, Inc. is approved by the Executive Office of the United States Trustees to provide the mandatory counseling and issue the certificates of completion for both pre bankruptcy and post bankruptcy(debtor education) counseling.
- Housing Counseling (Pre-Purchase, Post Purchase, Mortgage Delinquency) - American Debt Resources, Inc. provides a wide range of housing counseling services. Our objective is to provide assistance at all levels of homeownership. Our NCHEC certified counselors are ready to help you evaluate your situation and set obtainable goals.
- Budget Planning & Credit Report Review - As a licensed budget planning agency our certified counselors help clients create and maintain a suitable budget. Additionally, counselors will help clients read and understand their credit reports suggesting ways to improve and maintain a healthy score.
Remember, you're not alone help is only a phone call away.
American Debt Resources, Inc. is an accredited 501c3 non-profit organization dedicated to helping consumers overcome financial issues.
