Housing Center

As consumers, preparing for homeownership may be one of the most important things you will do. Purchasing a home is certainly one of the biggest financial decision you will make throughout your life time. Before undertaking this task it is vital that you understand exactly what's involved. No one can predict events or circumstance that you may face when you take possession of your home, however if you're well prepared you will be ready to weather the storm and enjoy your home for years to come.

In addition to providing debt consolidation and budget planning services ADR also provides pre and post housing counseling.


The successful implementation and monthly maintenance of a debt management program is a shared responsibility. You want to ensure that the agency you share this responsibility with will support your program professionally and efficiently.