Education Center

Educational Resources at Your Fingertips

America Saves is a nationwide campaign in which a broad coalition of nonprofit, corporate, and government groups help individuals and families save and build wealth. Through information, advice, and encouragement, we assist those who wish to pay down debt, build an emergency fund, save for a home, save for an education, or save for retirement.

Money In Motion - Our finances are always a work in progress. And no matter who you are or how much money you have, life happens. Money will come, and it will go-money is always in motion, just as our lives are in motion and continually changing. We enter the world as babies and grow into teenagers and young adults. We become employees and employers. We get married. We have families. Our families grow up. We grow older. We retire. We are consumers at every stage. Our wants and our needs continually change. We make smart decisions with our money, and we make those we later regret. We learn from both our successes and our regrets. Money in Motion will help you identify and enhance any deficiencies as they relate to your personal finances. This course is offered online and in hard copy form. Contact an ADR representative and inquire about this great course. Ask an ADR representative for more details.


The successful implementation and monthly maintenance of a debt management program is a shared responsibility. You want to ensure that the agency you share this responsibility with will support your program professionally and efficiently.